VERMONT PAYCHECK CALCULATOR

Our Vermont Paycheck Calculator 2026 gives workers a precise estimate of what their paycheck actually delivers after all mandatory deductions. Vermont sits among the higher-taxed states in New England — it uses a four-bracket progressive income tax with rates climbing to 8.75% at the top tier. Unlike some states that simply mirror federal taxable income, Vermont applies its own standard deduction and a separate personal exemption before the brackets kick in, which meaningfully reduces the taxable base for most wage earners.

Enter your gross pay, select how often you are paid and your filing status, and this calculator instantly applies the correct 2026 Vermont brackets, the Vermont standard deduction, the personal exemption, and all federal withholdings to show your exact take-home amount.

Curious how Vermont compares to the rest of New England and beyond? Explore all states at our USA Paycheck Calculator hub, or jump directly to New Hampshire, Maine, New York, or Massachusetts for a regional comparison.

Vermont Paycheck Deductions in 2026

Four line items reduce a Vermont worker's gross pay before the net amount hits their bank account. Vermont's list is clean — no disability insurance withholding, no paid family leave contribution — but the state income tax itself is one of the steeper ones in the Northeast, reaching 8.75% at the top bracket. Here is the complete breakdown:

• Federal Income Tax — Applied using the 2026 progressive schedule, which starts at 10% and reaches 37% on the highest incomes. Your filing status and the federal standard deduction determine how much of your gross pay is subject to these tiers.
• Social Security — 6.2% of gross wages up to the 2026 wage base of $176,100. Every dollar earned above that ceiling is free of Social Security withholding for the rest of the calendar year.
• Medicare — 1.45% of all wages with no cap. An additional 0.9% applies to any individual earnings above $200,000 through the Additional Medicare Tax.
• Vermont State Income Tax — Progressive rates of 3.35%, 6.60%, 7.60%, and 8.75%, applied after subtracting Vermont's standard deduction and personal exemption. The brackets differ by filing status, with MFJ filers receiving wider tiers than Single filers.

Vermont State Income Tax Brackets 2026

Vermont uses separate bracket tables for each filing status. Most wage earners in Vermont land primarily in the 6.60% bracket, which covers a wide swath of middle-income taxable earnings. The 2026 Vermont state income tax brackets are:

Because Vermont first subtracts both a standard deduction and a personal exemption before applying these brackets, actual take-home pay is better than the raw rate table suggests for most earners. A Single worker on $70,000 gross has $50,250 in Vermont taxable income after both deductions — placing most of that amount squarely in the 3.35% and early 6.60% tiers, not the higher ones.

Vermont Standard Deduction and Personal Exemption 2026

Vermont applies two separate deductions against gross income before the state brackets are computed:

• Vermont Standard Deduction — Vermont ties its standard deduction directly to the federal amounts: $15,000 for Single filers, $30,000 for Married Filing Jointly, and $22,500 for Head of Household.
• Vermont Personal Exemption — An additional $4,750 per exemption is subtracted on top of the standard deduction. Single and Head of Household filers claim $4,750; Married Filing Jointly claims $9,500 (two exemptions).

Together, these two deductions remove a meaningful chunk of income from Vermont's tax calculation. A Single filer earning $70,000 subtracts $15,000 (standard) and $4,750 (exemption) for a combined $19,750 reduction — leaving $50,250 of Vermont taxable income rather than the full $70,000.

Vermont vs New England Neighbors — Paycheck Comparison

Vermont occupies the higher-tax end of the New England spectrum. Its immediate neighbor to the east, New Hampshire, charges no income tax on wages at all — making it one of the most attractive states in the region for take-home pay. Maine uses a progressive structure that reaches a top rate of 7.15%, slightly below Vermont's 8.75%. Massachusetts applies a mostly flat 5% rate on wages, which is considerably lighter than Vermont for most earners.

On a $70,000 Single salary, a Vermont worker takes home an estimated $55,790 per year — roughly $1,841 less than a comparable New Hampshire worker who pays no state income tax on the same gross pay. Against New York or New Jersey, Vermont is competitive or slightly more favorable at middle income levels, though New York's combined city and state burden for NYC residents can far exceed Vermont's.

For workers considering relocation within New England, the paycheck difference between Vermont and New Hampshire on a modest salary is real but not enormous — the larger financial distinctions between the two states typically come from property taxes, cost of housing, and the availability of public services rather than the paycheck line alone.

2026 Federal Tax Brackets for Vermont Workers

Federal income tax applies uniformly to Vermont workers just as in every other state. After the 2026 federal standard deduction, taxable income runs through these tiers for a Single filer:

• 10% on the first $11,925 of taxable income
• 12% from $11,925 to $48,475
• 22% from $48,475 to $103,350
• 24% from $103,350 to $197,300
• 32% from $197,300 to $250,525
• 35% from $250,525 to $626,350
• 37% on taxable income above $626,350

Vermont Paycheck Calculator FAQs

What is Vermont's state income tax rate in 2026?
Vermont taxes income on a progressive four-bracket scale: 3.35%, 6.60%, 7.60%, and 8.75%. The top rate of 8.75% applies to Single filers with Vermont taxable income above $229,550 and Married Filing Jointly filers above $279,450.

Does Vermont have a standard deduction?
Yes. Vermont mirrors the federal standard deduction — $15,000 for Single filers, $30,000 for Married Filing Jointly, and $22,500 for Head of Household. Vermont also adds a personal exemption of $4,750 per filer ($9,500 for MFJ). Both are subtracted from gross income before state brackets apply.

What taxes come out of a Vermont paycheck in 2026?
Federal income tax (10%–37%), Social Security at 6.2% up to the $176,100 wage base, Medicare at 1.45% with an extra 0.9% above $200,000, and Vermont state income tax at 3.35%–8.75%. Vermont does not have an SDI or paid family leave payroll deduction.

How much will I take home on a $70,000 salary in Vermont?
Filing as Single on $70,000, you would owe roughly $7,014 in federal income tax, $5,355 in FICA contributions, and $1,841 in Vermont state income tax — producing an estimated annual take-home of about $55,790, or approximately $4,649 per month. Use the calculator above to dial in your exact figures.

Is Vermont a high-tax state?
Vermont sits at the higher end nationally for state income taxes, with a top rate of 8.75% and above-average property taxes as well. At middle incomes, the effective Vermont income tax rate is more moderate thanks to the combined standard deduction and personal exemption, but high earners and retirees face a meaningful tax burden compared to most other states.

How does Vermont compare to New Hampshire for take-home pay?
New Hampshire imposes no income tax on wages, so a Vermont worker earning $70,000 Single pays approximately $1,841 more in state income tax annually than an equivalent New Hampshire employee. Over a decade, that difference compounds to over $18,000 in additional state tax — a real consideration for workers who have flexibility about where they live and work in the region.

Run your Vermont estimate again any time: Vermont Paycheck Calculator 2026