OREGON PAYCHECK CALCULATOR

Our Oregon Paycheck Calculator 2026 delivers a complete picture of what Oregon workers actually take home after every mandatory deduction. Oregon stands out among western states for two reasons: a top income tax rate of 9.9% that ranks among the highest in the nation, and a relatively obscure but universal Statewide Transit Tax of 0.1% withheld directly from employee wages on top of the income tax. This calculator handles both — plus federal income tax, Social Security, and Medicare — so your estimated net pay reflects the full deduction reality.

Enter your gross salary or hourly rate, choose your pay frequency and filing status, and get an instant verified breakdown of every dollar leaving your paycheck in 2026.

Want to see how Oregon compares across the West Coast and beyond? Browse all states at our USA Paycheck Calculator hub, or jump to a direct comparison with Washington, California, Idaho, or Nevada.

Every Deduction on an Oregon Paycheck in 2026

Oregon workers face five distinct withholdings on every paycheck — one more line item than workers in most states encounter, thanks to the Statewide Transit Tax. Here is exactly what comes out before net pay is calculated:

• Federal Income Tax — Follows the 2026 progressive federal schedule from 10% at the bottom to 37% at the top. The 2026 federal standard deduction ($15,000 Single, $30,000 MFJ, $22,500 HOH) reduces taxable income before federal brackets are applied.
• Social Security — 6.2% of gross wages up to the 2026 wage base ceiling of $176,100. Wages above that ceiling are exempt from Social Security withholding for the rest of the year.
• Medicare — 1.45% on every dollar of earned income with no cap. An extra 0.9% Additional Medicare Tax applies to individuals whose wages exceed $200,000 in a calendar year.
• Oregon State Income Tax — Four progressive brackets starting at 4.75% and reaching a 9.9% ceiling, applied to Oregon taxable income after the state's own standard deduction. The exemption credit then reduces the resulting tax bill directly.
• Oregon Statewide Transit Tax (STT) — A flat 0.1% levy on all gross wages with no ceiling, withheld from the employee's check and remitted to the state to fund public transportation across Oregon.

Oregon State Income Tax Brackets 2026

Oregon's four brackets carry substantially higher rates than most states in the West. The 8.75% bracket is where most middle-income Oregon workers spend the bulk of their taxable income, while the 9.9% tier kicks in only at higher levels. Bracket thresholds differ between Single/HOH and Married Filing Jointly filers:

These rates are applied to Oregon taxable income — gross wages minus Oregon's own standard deduction ($2,420 Single / $4,865 MFJ). Notice that Oregon's standard deduction is dramatically smaller than the federal equivalent, meaning a larger slice of gross income remains taxable at the state level compared to federal taxable income.

Oregon's Exemption Credit — A Direct Tax Reducer

Rather than granting a personal exemption as a deduction from income (which would reduce taxable income before brackets), Oregon delivers a non-refundable exemption credit that subtracts directly from the computed tax bill. The 2026 values are:

• Single / Head of Household: $236 credit against Oregon income tax owed
• Married Filing Jointly: $472 credit against Oregon income tax owed

This credit phases out gradually for higher earners: the credit is reduced by $1 for every full $2,500 of income above $100,000 (Single/HOH) or $200,000 (MFJ). A Single filer earning $102,500 loses $1 of their credit; by $150,000, they have lost $20 of the $236 credit. The credit never produces a refund — it can only offset what is already owed.

Oregon Statewide Transit Tax — The Hidden Line Item

The Oregon Statewide Transit Tax is the deduction that catches most Oregon employees off guard. Enacted to fund statewide transportation projects, the STT is charged at 0.1% of all gross wages — every dollar earned, with no wage base cap and no income exemption.

The math is simple but adds up over a year: a worker earning $70,000 pays $70 in STT annually. At $150,000, that becomes $150. The amount is modest, but its presence means Oregon pay stubs carry five withholding lines rather than the four most states show. Employers separately pay transit taxes for TriMet and Lane Transit District coverage, but those are not deducted from employee wages — only the STT shows up on the employee side.

Oregon vs West Coast Neighbors — The Paycheck Divide

Oregon sits in a uniquely taxed corner of the country. To its north, Washington collects zero state income tax on wages — although Washington does charge a 0.58% Long-Term Care contribution through the WA Cares Fund. To its south, California reaches a top income tax rate of 13.3% and also adds SDI and other employee contributions. To its east, Idaho uses a flat income tax rate of 5.8%, and Nevada charges no income tax at all.

That geography creates a striking paycheck gap. A Single worker earning $70,000 in Oregon takes home an estimated $52,598 per year. The same worker in Washington — just across the Columbia River — keeps approximately $57,561 after the WA Cares deduction, a difference of nearly $5,000 per year explained almost entirely by Oregon's income tax. Against Nevada or Texas, the annual Oregon take-home gap at $70,000 runs close to $5,000 as well, since those states add no income tax at all.

Against California, Oregon looks more favorable at middle income levels. A $70,000 Single earner in California faces a state income tax bill higher than Oregon's, making the comparison friendlier. But for high earners approaching the 9.9% Oregon bracket, California's even higher rates are the only consolation.

Oregon's Small Standard Deduction — Why It Matters

One detail that significantly shapes Oregon's effective tax burden is the state's unusually small standard deduction. While the federal standard deduction for a Single filer in 2026 stands at $15,000, Oregon's equivalent is just $2,420. That $12,580 difference means $12,580 more of gross income is exposed to Oregon's brackets than to federal brackets for the same worker.

This is why Oregon's effective state income tax rate often feels higher than the headline brackets suggest: the taxable base is wider. A Single worker on $70,000 has $55,000 of federal taxable income but $67,580 of Oregon taxable income — a $12,580 gap that gets taxed at Oregon's 8.75% third bracket, adding over $1,100 to the state tax bill compared to what a federal-sized deduction would produce.

2026 Federal Tax Brackets for Oregon Workers

Federal income tax applies to Oregon workers on exactly the same basis as every other state. After the 2026 federal standard deduction, taxable income is taxed through these tiers for Single filers:

• 10% on the first $11,925 of taxable income
• 12% from $11,925 to $48,475
• 22% from $48,475 to $103,350
• 24% from $103,350 to $197,300
• 32% from $197,300 to $250,525
• 35% from $250,525 to $626,350
• 37% on taxable income above $626,350

Oregon Paycheck Calculator FAQs

What is Oregon's top state income tax rate in 2026?
Oregon's top income tax rate is 9.9%, applied to Oregon taxable income above $125,000 for Single filers and above $250,000 for Married Filing Jointly. The rate schedule starts at 4.75% and passes through 6.75% and 8.75% before reaching the 9.9% ceiling.

What is the Oregon Statewide Transit Tax on a paycheck?
The Oregon STT is a 0.1% employee payroll tax on all gross wages — no cap, no exemptions. It is withheld by the employer and remitted to the state. On a $70,000 salary it amounts to $70 per year. It is separate from the employer-paid TriMet and Lane Transit District taxes that do not appear on employee pay stubs.

Why is Oregon's standard deduction so much smaller than federal?
Oregon sets its own standard deduction independently from the federal amount. Oregon's 2026 standard deduction is $2,420 (Single) vs the federal $15,000 — a gap of $12,580. That difference widens Oregon taxable income significantly compared to federal taxable income, driving a higher effective state tax rate than the bracket numbers alone might imply.

How much will I take home on a $70,000 salary in Oregon?
Filing as Single on $70,000 per year, you would owe approximately $7,014 in federal income tax, $5,355 in FICA contributions, $4,963 in Oregon state income tax (after the $236 exemption credit), and $70 in the Statewide Transit Tax — producing an estimated annual take-home of about $52,598, or roughly $4,383 per month.

How does Oregon compare to Washington State for take-home pay?
Washington has no state income tax, giving Washington workers a substantial paycheck advantage over Oregonians at comparable salaries. A Single worker on $70,000 in Oregon keeps roughly $4,960 less per year than the same worker in Washington, almost entirely due to Oregon's state income tax. Washington's WA Cares 0.58% deduction narrows that gap slightly but does not close it.

Does Oregon have any local city income taxes?
Oregon does not have statewide municipal income taxes, but Portland-area residents and workers face additional obligations. The Metro Supportive Housing Services tax and the Multnomah County Preschool for All tax can apply to individuals in the Portland metro area above certain income thresholds. This calculator covers statewide obligations only — Portland-area workers may owe additional local amounts not reflected here.

Run your Oregon estimate again any time: Oregon Paycheck Calculator 2026