FREE HOURLY TO SALARY CALCULATOR 2026
Convert any hourly wage to an annual salary, monthly pay, biweekly check, or weekly income — instantly. Enter your hourly rate, hours per week, and weeks worked per year, and this calculator gives you every pay period amount, overtime income, federal tax estimate, and the option to reverse-calculate from salary to hourly. Free, no signup required.
HOURLY ↔ SALARY CONVERTER 2026
Hourly to annual · Monthly · Biweekly · Weekly · Overtime · Federal tax estimate · Reverse salary-to-hourly
HOURLY WAGE TO ANNUAL SALARY QUICK REFERENCE TABLE
| Hourly Rate | Annual (40 hrs/52 wks) | Monthly | Biweekly | Weekly | OT Rate (1.5x) |
|---|---|---|---|---|---|
| $10.00/hr | $20,800 | $1,733 | $800 | $400 | $15.00/hr |
| $12.00/hr | $24,960 | $2,080 | $960 | $480 | $18.00/hr |
| $13.00/hr | $27,040 | $2,253 | $1,040 | $520 | $19.50/hr |
| $14.00/hr | $29,120 | $2,427 | $1,120 | $560 | $21.00/hr |
| $15.00/hr | $31,200 | $2,600 | $1,200 | $600 | $22.50/hr |
| $16.00/hr | $33,280 | $2,773 | $1,280 | $640 | $24.00/hr |
| $17.00/hr | $35,360 | $2,947 | $1,360 | $680 | $25.50/hr |
| $18.00/hr | $37,440 | $3,120 | $1,440 | $720 | $27.00/hr |
| $19.00/hr | $39,520 | $3,293 | $1,520 | $760 | $28.50/hr |
| $20.00/hr | $41,600 | $3,467 | $1,600 | $800 | $30.00/hr |
| $21.00/hr | $43,680 | $3,640 | $1,680 | $840 | $31.50/hr |
| $22.00/hr | $45,760 | $3,813 | $1,760 | $880 | $33.00/hr |
| $23.00/hr | $47,840 | $3,987 | $1,840 | $920 | $34.50/hr |
| $24.00/hr | $49,920 | $4,160 | $1,920 | $960 | $36.00/hr |
| $25.00/hr | $52,000 | $4,333 | $2,000 | $1,000 | $37.50/hr |
| $28.00/hr | $58,240 | $4,853 | $2,240 | $1,120 | $42.00/hr |
| $30.00/hr | $62,400 | $5,200 | $2,400 | $1,200 | $45.00/hr |
| $35.00/hr | $72,800 | $6,067 | $2,800 | $1,400 | $52.50/hr |
| $40.00/hr | $83,200 | $6,933 | $3,200 | $1,600 | $60.00/hr |
| $45.00/hr | $93,600 | $7,800 | $3,600 | $1,800 | $67.50/hr |
| $50.00/hr | $104,000 | $8,667 | $4,000 | $2,000 | $75.00/hr |
| $60.00/hr | $124,800 | $10,400 | $4,800 | $2,400 | $90.00/hr |
| $75.00/hr | $156,000 | $13,000 | $6,000 | $3,000 | $112.50/hr |
| $100.00/hr | $208,000 | $17,333 | $8,000 | $4,000 | $150.00/hr |
| $125.00/hr | $260,000 | $21,667 | $10,000 | $5,000 | $187.50/hr |
| $150.00/hr | $312,000 | $26,000 | $12,000 | $6,000 | $225.00/hr |
HOURS WORKED PER YEAR — COMMON SCHEDULES
| Work Schedule | Hours Per Week | Weeks Per Year | Total Hours/Year | Multiply Hourly Rate By |
|---|---|---|---|---|
| Full-time (standard) | 40 | 52 | 2,080 | × 2,080 |
| Full-time, 2 wks unpaid off | 40 | 50 | 2,000 | × 2,000 |
| Full-time, 4 wks unpaid off | 40 | 48 | 1,920 | × 1,920 |
| 37.5 hrs/week (common UK/Canada) | 37.5 | 52 | 1,950 | × 1,950 |
| 35 hrs/week (France standard) | 35 | 52 | 1,820 | × 1,820 |
| Part-time 30 hrs | 30 | 52 | 1,560 | × 1,560 |
| Part-time 25 hrs | 25 | 52 | 1,300 | × 1,300 |
| Part-time 20 hrs | 20 | 52 | 1,040 | × 1,040 |
HOW UNPAID TIME OFF AFFECTS YOUR EFFECTIVE HOURLY VALUE
When evaluating a job offer with unpaid days off, it is important to factor in the effective reduction to your income. Each unpaid day at 8 hours per day costs you one day’s wages. Here is the impact for common wage levels:
| Hourly Rate | Cost Per Unpaid Day | 5 Unpaid Days | 10 Unpaid Days | 20 Unpaid Days |
|---|---|---|---|---|
| $15.00/hr | $120 | $600 | $1,200 | $2,400 |
| $20.00/hr | $160 | $800 | $1,600 | $3,200 |
| $25.00/hr | $200 | $1,000 | $2,000 | $4,000 |
| $30.00/hr | $240 | $1,200 | $2,400 | $4,800 |
| $40.00/hr | $320 | $1,600 | $3,200 | $6,400 |
| $50.00/hr | $400 | $2,000 | $4,000 | $8,000 |
HOURLY TO SALARY CALCULATOR — FAQs
How do I convert an hourly wage to an annual salary?
Multiply your hourly rate by the number of hours you work per year. For a standard 40-hour week and 52-week year: Hourly Rate × 2,080 = Annual Salary. For $20/hr: $20 × 2,080 = $41,600/year.
How do I convert a salary to an hourly rate?
Divide your annual salary by the total hours you work per year. For a 40-hour week and 52-week year: Annual Salary ÷ 2,080 = Hourly Rate. A $60,000 salary equals $28.85/hr ($60,000 ÷ 2,080).
What is the formula for overtime pay?
Under federal FLSA, non-exempt employees must receive at least 1.5 times their regular rate for hours over 40 per week. If you earn $20/hr, overtime pays $30/hr. Some states (California, Alaska, Nevada) also require daily overtime — time-and-a-half for hours over 8 in a single day, and double time for hours over 12.
How many working hours are in a year?
A standard full-time schedule of 40 hours/week × 52 weeks = 2,080 hours per year. This is the figure used by most employers for salary comparisons and benefits eligibility. Adjusted for holidays (typically 10–11 federal holidays), actual paid working hours are closer to 2,000 per year at most employers.
Does overtime pay get taxed at a higher rate?
No — overtime is taxed at the same marginal federal rates as regular wages. However, because overtime increases your annual gross income, it may push some of your income into a higher marginal bracket. The OBBBA (2025) created a new deduction for overtime pay of up to $12,500 (Single) / $25,000 (MFJ), which reduces the federal taxable income on qualifying overtime earnings.
Is $20 an hour a good wage in 2026?
$20/hr equals $41,600 annually (full-time). After federal taxes (Single, standard deduction), take-home is approximately $35,600/year or $2,967/month. Whether this is sufficient depends heavily on your location — in rural areas and lower cost-of-living states, $20/hr is a comfortable living wage. In high cost-of-living cities like San Francisco, New York, or Seattle, $20/hr would be considered below a living wage. Many economists consider $25–$30/hr ($52,000–$62,400/year) to be closer to a true living wage for a single adult in most U.S. metro areas.